All our clients, friends and family are in the same boat we are: living through the New Normal Economy, learning to make due with less in a post-Great Recession world.
Pretty much everybody we know has made resolutions to "spend less money" and "save more" but it's awfully hard to do so without a definite plan. Today's 10 Tips come from one of my favorite blogs, CreditSlips.
- Meeting friends at a restaurant for dinner? Tell them "I already ate," to save you from chipping in on the big tab at the end of the meal. Of course you either need an iron will, or you need to have pre-planned and already eaten something from home! See CreditSlips' 10 Mantras to Help You Meet Your Financial Goals, Tip 1, for sneaky ways to get out of tossing money on the table when the tab arrives.
- Leave your plastic at home so you can honestly tell friends, "I don't have my card," when you're invited out for after dinner drinks.
- When it's gift giving time, remember that "simple" and "homemade" equal "thoughtful" and "expensive" just equals "expensive".
- See the CreditSlips post, 10 Mantras to Help You Meet Your Financial Goals for the full list of ideas, including The Waiting Period and The List.
Good luck out there in the New Normal Economy! Remember, we're all in the boat together. Your friends and work colleagues are probably trying as hard as you are to save more money.