The recently enacted federal Credit CARD Act gives consumers some more protection when it comes to credit card fees. Hat tip to Geri Detweiler at CreditBloggers for the following details on new federal limits on credit card fees:
. . .credit card issuers can’t charge a late payment fee (or other penalty fee) of more than $25, unless a cardholder is habitually paying late or otherwise breaking the credit card agreement. . .
And inactivity fees are banned outright.
There's much more detail in Geri's original post; click over if you need more info. CreditBloggers is an excellent resource for anyone trying to keep an eye on, or repair their credit profile. The CreditMatters blog is also excellent, although the author has been unable to post much recently.