This one's just common sense. Nobody runs a business and charges nothing for their services. They'd go out of business darn quick.
There's gotta be a catch. Or a fee. Or both. Call at your own risk.
The sign maker could be a mortgage lender. I know several who help potential home buyers fix up their credit as part of the process of getting ready to buy a home. But those folks aren't advertising that part of their service portfolio with a hand-lettered, Sharpie marked sign plunked on a stake at the roadside. I'm jus' sayin'. Putting something as precious as your credit rating in the hands of a person who's advertising strategy relies on roadside signs might not be your best bet.
Better yet, contact a credit counseling service. The Association of Independent Consumer Credit Counseling Agencies can help you find a nonprofit member in your state to help you sort through your credit difficulties.
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